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公司简介
山东华通投资担保公司是2009年3月成立，注册资本金1亿元人民币，获山东省金融办批准的《融资性担保机构经营许可证》，是由泰安高新区政府国有资本参股和泰山酒业集团参股的担保公司，是主要从事贷款业务担保的专业公司，是“中国投资担保行业信用企业”。
公司的经营范围是贷款担保，票据承兑担保，贸易融资担保，项目融资担保，信用证担保。诉讼保全担保，投标担保、预付款担保、工程履约担保、尾付款如约偿付担保等履约担保业务，与担保业务有关的融资咨询、财务顾问等中介服务。按照监管规定，以自有资金进行投资等。
公司自成立以来，始终秉承“担负使命，服务企业”的经营理念，积极为泰安的高新技术企业和中小企业提供担保服务，已与泰安的农业银行、建设银行、交通银行、莱商银行、沪农商村镇银行等多家金融机构合作，准许担保的额度8亿元人民币。
公司法人治理结构合理。一是设置股东会，是公司的最高决策机构。 股东定期或不定期召集会议，研究和决策公司的重大事项。二是公司设置董事会。公司的董事会由5位成员组成，负责经营管理决策。同时，设置了1名首席执行官，进行日常的经营管理决策和风险控制管理。三是公司设置监事会，列席公司的重要会议，并提出合理化建议，监督经营管理中的重要事项。四是公司设置了1名总经理和2名副总经理，负责公司的经营管理工作。同时公司拥有员工26人，来自银行的专业人才和财会、法律等大学以上学历的人员占80%以上，设有7个业务部门，分别是业务部、风险控制部、法律事务部、财务部和综合部。
公司业务运作流程完善。公司研究制定了办理担保业务的八个步骤：即：担保企业向银行贷款申请，并由银行出具贷款意向书；贷款企业提出担保申请；担保公司实施调查、审核和审批，签订《反担保合同》；收取保证金和担保服务费；签订《保证合同》正式承保；保后管理，直到被担保的企业归还贷款，结束担保。
同时，公司实施业务调查“A、B角”，业务部门形成规范格式的调查报告。公司设计和完善了申请书、审批表、合同文本，包括《委托保证合同》、《反担保合同》等规范的业务操作文本和手续。
公司各项管理制度健全。公司制定了《担保风险评估制度》、《财务管理制度》、《风险金提取制度》以及《应急与处理制度》、《信息披露制度》、岗位责任制等。公司制定了《绩效考核办法》，实施全员激励与约束并重的管理机制，有效地激励了员工的工作积极性和主动性，同时制定了《员工守则》，推行规范化管理。
公司风险控制机制良好。为规范决策行为，有效的防止和控制风险，公司坚持“稳健经营”、和“审慎经营”的基本原则，制定了“担保业务10不准”，设立了担保项目审批委员会，并制定了《议事规程》，对贷款担保审批项目积极慎重。同时，公司按照中小企业信用担保机构计提未到期责任准备金和计提担保赔偿准备金的标准和要求，及时足额提取了两项准备金，对风险控制和防范起到了积极作用。
近期，该公司将进一步吸纳国有企业和有实力的公司参股，将公司的总股本扩大到3亿元，使担保额达到30亿元，努力将华通担保公司打造成“形象最佳、信誉最好、效率最高”的优秀融资性担保公司。
公司的经营范围是贷款担保，票据承兑担保，贸易融资担保，项目融资担保，信用证担保。诉讼保全担保，投标担保、预付款担保、工程履约担保、尾付款如约偿付担保等履约担保业务，与担保业务有关的融资咨询、财务顾问等中介服务。按照监管规定，以自有资金进行投资等。
公司自成立以来，始终秉承“担负使命，服务企业”的经营理念，积极为泰安的高新技术企业和中小企业提供担保服务，已与泰安的农业银行、建设银行、交通银行、莱商银行、沪农商村镇银行等多家金融机构合作，准许担保的额度8亿元人民币。
公司法人治理结构合理。一是设置股东会，是公司的最高决策机构。 股东定期或不定期召集会议，研究和决策公司的重大事项。二是公司设置董事会。公司的董事会由5位成员组成，负责经营管理决策。同时，设置了1名首席执行官，进行日常的经营管理决策和风险控制管理。三是公司设置监事会，列席公司的重要会议，并提出合理化建议，监督经营管理中的重要事项。四是公司设置了1名总经理和2名副总经理，负责公司的经营管理工作。同时公司拥有员工26人，来自银行的专业人才和财会、法律等大学以上学历的人员占80%以上，设有7个业务部门，分别是业务部、风险控制部、法律事务部、财务部和综合部。
公司业务运作流程完善。公司研究制定了办理担保业务的八个步骤：即：担保企业向银行贷款申请，并由银行出具贷款意向书；贷款企业提出担保申请；担保公司实施调查、审核和审批，签订《反担保合同》；收取保证金和担保服务费；签订《保证合同》正式承保；保后管理，直到被担保的企业归还贷款，结束担保。
同时，公司实施业务调查“A、B角”，业务部门形成规范格式的调查报告。公司设计和完善了申请书、审批表、合同文本，包括《委托保证合同》、《反担保合同》等规范的业务操作文本和手续。
公司各项管理制度健全。公司制定了《担保风险评估制度》、《财务管理制度》、《风险金提取制度》以及《应急与处理制度》、《信息披露制度》、岗位责任制等。公司制定了《绩效考核办法》，实施全员激励与约束并重的管理机制，有效地激励了员工的工作积极性和主动性，同时制定了《员工守则》，推行规范化管理。
公司风险控制机制良好。为规范决策行为，有效的防止和控制风险，公司坚持“稳健经营”、和“审慎经营”的基本原则，制定了“担保业务10不准”，设立了担保项目审批委员会，并制定了《议事规程》，对贷款担保审批项目积极慎重。同时，公司按照中小企业信用担保机构计提未到期责任准备金和计提担保赔偿准备金的标准和要求，及时足额提取了两项准备金，对风险控制和防范起到了积极作用。
近期，该公司将进一步吸纳国有企业和有实力的公司参股，将公司的总股本扩大到3亿元，使担保额达到30亿元，努力将华通担保公司打造成“形象最佳、信誉最好、效率最高”的优秀融资性担保公司。
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